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The scheme ensures retirement security for employees covered under the EPF Act, offering monthly pensions, family pensions, and withdrawal benefits. It targets workers in organised sectors, providing financial support post-retirement, during disability, or to dependents after the member’s death.

Benefit: Superannuation Pension: Payable to members who retire at 58 years with at least 10 years of eligible service. Calculated as (Pensionable Salary × Pensionable Service) / 70.- Early Pension: Reduced pension for members retiring between 50-58 years, with a 4% reduction per year below 58. Payable if the member has rendered eligible service of 10 years or more.- Monthly Member's Pension: Calculated as (Pensionable Salary × Pensionable Service) / 70.- Minimum Pension: ₹1,000 per month, subject to deductions for commutation or early pension.- Widow Pension: 50% of the member's pension or ₹450/month, whichever is higher.- Children Pension: 25% of widow pension per child (max 2 children).- Orphan Pension: 75% of the widow pension if no surviving spouse (max 2 orphans).- Permanent Total Disablement Pension: Minimum ₹250/- per month if the member is permanently disabled during service.- Withdrawal Benefit: For members who exit before completing 10 years of service, calculated as per Table D. Disbursement Conditions Pension starts from the date following the member's retirement, disablement, or death. Early pension is reduced by 4% for each year the age falls short of 58 years. Deferred pension increases by 4% for each year beyond 58 years, up to 60 years. Family pension ceases on widow's remarriage or death. Mode of Disbursement: Through Post Office, Nationalised Banks, or electronic transfer.

The scheme aims to provide free, self-employment-oriented training courses to unemployed/school dropouts/other disadvantaged youth of the state. It is a state-sponsored scheme that offers training in fields such as IT, healthcare, agriculture, beauty and wellness, electronics, and more.

Benefit: This training is free of cost and has a duration of 3 to 6 months. - Training offers employment/self-employment-oriented courses in areas such as IT, health, agriculture, beauty, wellness, electronics, and more. - The training provider also strives to facilitate employment opportunities for participants.

The scheme aims to create an environment conducive for attracting investment in Goa, incentivise existing units, and boost local employment. It provides a subsidy based on the percentage of Goan employees hired, restricting reimbursement to ₹7,000/- per Goan employee per month.

Benefit: Reimbursement shall be restricted to ₹7,000/- per Goan employee per month. The total subsidy for Micro, Small, Medium enterprises and eco-tourism projects shall not exceed ₹25,00,000/- per annum, on a pro rata basis depending on the date of production. The total subsidy for Large enterprises shall not exceed ₹50,00,000/- per annum, on a pro rata basis depending on the date of production. Subsidy is calculated based on the ratio of percentage of Goan employment, which provides a proportional increase from 60% benefit for 60% Goan employees, up to 100% benefit for 80% and above Goan employees. Benefit Disbursal For Micro, Small, Medium enterprises and eco-tourism projects, the total wages paid to Goan employees shall be restricted to 50% before applying the reimbursement ratio. For Large enterprises, the total wages paid to Goan employees shall be restricted to 25% before applying the reimbursement ratio. The benefits under this scheme are subject to budgetary allocation. The period of grant of subsidy shall not exceed seven years. Conditions _The enterprise must allow and/or grant free access to any official authorized by the Directorate of Industries, Trade and Commerce for conducting inspection/supervision of the unit or the registers or holding discussions with the employed employees for ensuring proper utilisation of the financial incentives/subsidies granted by the State Government._ _The enterprise must submit all necessary reports, information, and documents specified under the scheme or as required or directed by the Directorate of Industries, Trade and Commerce (DITC) from time to time or as and when required._

"Empower ST/SC Communities using ICT Tools through IT Knowledge Centre (ITKC)" by the Department of Information Technology, Electronics and Communication, Government of Goa aims to create a large pool of computer literate manpower and to make introducing e-governance solutions meaningful.

Benefit: Name of the Course: Certificate in Basic IT Skills; Duration (in Weeks): 4; Fees (in ₹) (excluding taxes): 1,000/- Name of the Course: Certificate of Basic Internet; Duration (in Weeks): 3; Fees (in ₹) (excluding taxes): 750/- Name of the Course: MS Word; Duration (in Weeks): 4; Fees (in ₹) (excluding taxes): 1,000/- Name of the Course: MS Excel; Duration (in Weeks): 4; Fees (in ₹) (excluding taxes): 1,000/- Name of the Course: MS PowerPoint; Duration (in Weeks): 4; Fees (in ₹) (excluding taxes): 1,000/- Name of the Course: Certificate of MS Office skills; Duration (in Weeks): 12; Fees (in ₹) (excluding taxes): 2500/- Name of the Course: DTP course with Photoshop and PageMaker; Duration (in Weeks): 13; Fees (in ₹) (excluding taxes): 5,000/- Name of the Course: Accounting with Tally; Duration (in Weeks): 10; Fees (in ₹) (excluding taxes): 3,000/- Name of the Course: Web Designing course with Front Page / Dreamweaver; Duration (in Weeks): 12; Fees (in ₹) (excluding taxes): 3,000/- Name of the Course: Course in CorelDraw; Duration (in Weeks): 5; Fees (in ₹) (excluding taxes): 3,000/- Name of the Course: Course in Photoshop; Duration (in Weeks): 5; Fees (in ₹) (excluding taxes): 3,000/- Name of the Course: Programming in C++; Duration (in Weeks): 5; Fees (in ₹) (excluding taxes): 2500/- Name of the Course: Programming in C; Duration (in Weeks): 4; Fees (in ₹) (excluding taxes): 2,000/- Name of the Course: Course in ASP.NET; Duration (in Weeks): 6; Fees (in ₹) (excluding taxes): 4,000/- Name of the Course: Programming in VB.NET; Duration (in Weeks): 6; Fees (in ₹) (excluding taxes): 4,000/- Name of the Course: Course in JSP; Duration (in Weeks): 6; Fees (in ₹) (excluding taxes): 4,000/- Name of the Course: Course in J2EE; Duration (in Weeks): 6; Fees (in ₹) (excluding taxes): 4,000/- Name of the Course: Course in AutoCAD; Duration (in Weeks): 5; Fees (in ₹) (excluding taxes): 4,000/- Name of the Course: Course in Adobe After Effects; Duration (in Weeks): 4; Fees (in ₹) (excluding taxes): 2500/- Name of the Course: Diploma in MS Office and DTP; Duration (in Weeks): 26; Fees (in ₹) (excluding taxes): 7,000/- Name of the Course: Diploma in MS Office and web designing; Duration (in Weeks): 26; Fees (in ₹) (excluding taxes): 5,000/- Name of the Course: Diploma in Web Designing and DTP; Duration (in Weeks): 26; Fees (in ₹) (excluding taxes): 7500/- Name of the Course: Diploma in J2EE and JSP technology; Duration (in Weeks): 26; Fees (in ₹) (excluding taxes): 15,000/- Name of the Course: Diploma in .NET Technology; Duration (in Weeks): 26; Fees (in ₹) (excluding taxes): 15,000/- Name of the Course: Diploma in LAMP; Duration (in Weeks): 26; Fees (in ₹) (excluding taxes): 15,000/- Name of the Course: Diploma in MS Office & Tally; Duration (in Weeks): 26; Fees (in ₹) (excluding taxes): 5500/- Name of the Course: Soft Skill Development Course; Duration (in Weeks): 1; Fees (in ₹) (excluding taxes): 6,000/- Name of the Course: Basics in Hardware and Networking; Duration (in Weeks): 7; Fees (in ₹) (excluding taxes): 8,000/- Name of the Course: Course in Mobile Repairing; Duration (in Weeks): 8; Fees (in ₹) (excluding taxes): 8,000/-

The scheme aims to provide Information Technology related trainings free of cost to the Schedule Tribe (ST) and Schedule Caste (SC) communities. Benefits include basic computer skills and job-oriented Information Technology training courses, intended for citizens, students, local youth, etc.

Benefit: Free Information Technology Related Trainings: The scheme provides Information Technology related trainings to the Schedule Tribe and Schedule Caste beneficiaries free of cost.- Training Content: The trainings cover basic computer skills, various job oriented Information Technology training courses, and structural training programmes depending on the needs of the community.- Implementing Agency Funding: M/s Info Tech Corporation of Goa Limited (ITG) is nominated as the implementing agency and receives a Grant-in-Aid under the Tribal Sub Plan (TSP) and the Schedule Caste Sub Plan (SCSP) on a yearly basis for providing these free trainings.

This scheme provides scholarships to Scheduled Tribe students who have passed Class 10 and enrolled in Class 11 Science stream, and to those who have passed Class 12 and enrolled in a B.Sc. course in Physics, Chemistry, Mathematics, or Biology.

Benefit: Under this scheme, scholarships will be provided to Scheduled Tribe students at the following rates: Students who passed Class 10th and are enrolled in Class 11th in the Science stream: ₹2,000/-- Students who passed Class 12th and are enrolled in a B.Sc. course in Physics, Chemistry, Mathematics, or Biology: ₹3,000/-

Endeavour to Empower is a customized skill development programme for the youth of J&K.

Benefit: The trainings are given in focus sectors at Tourism, IT, handicrafts, Retail, Agriculture, construction, and other focus sectors of Jammu & Kashmir.

The scheme aims to enhance the spoken English skills of students of Classes 9 to 12 studying in all government schools across the districts of the state of Uttarakhand.

Benefit: The programme was implemented for approximately 39,000 students of Classes 9 to 12 across 109 government schools in all districts of the state.

Entrepreneur Support Scheme (ESS) is the most popular & attractive scheme operated by the Directorate of Industries and Commerce.The scheme aims to provide financial assistance to Micro,Small&Medium Enterprises engaged in manufacturing activities in the State,proportional to capital investment made.

Benefit: Provides Subsidy for the investment in Land, Building, Plant and machinery, Electrification, Essential Office Equipment, Pollution Control Devices, and other fixed assets. 1. For the General Category, assistance is 15% of the capital investment limited to ₹30 lakh. 1. For Young (18 to 45 years), Women, SC/ST, and Non-Resident Keralite (NRK) entrepreneurs, the assistance is 25% limited to ₹40 lakh. 1. Enterprises in priority sectors are eligible for an additional assistance of 10% limited to ₹10 lakh. 1. MSMEs started in the districts of Idukki, Wayanad, Kasargode and Pathanamthitta are eligible for an additional support of 10% limited to ₹10 lakh. 1. Enterprises set up after acquiring new technology from approved research institutions are eligible for additional support of 10% limited to ₹10 lakh. 1. The total eligible assistance for an enterprise is limited to ₹40 lakh.

Under this scheme, interested entrepreneurs, NGOs, scientists, researchers, and teachers from across the state are provided support to convert natural resources into viable business opportunities by enhancing technology and value addition.

Benefit: Under the Entrepreneurship and Development Program, Technology Resource Centers (TRCs) are established. These centers work on the development of advanced technologies based on locally available natural resources and improve them for business needs, so that businesses can be created by adding value to the available natural resources.

ED/SC-ST- WISTEM)” is aimed for exploring the potential of entrepreneurship along with improvement in the livelihood options for unemployed SC & ST women in Science, Technology, Engineering & Mathematics (STEM) areas using tools of Science, Technology & Innovation.

Benefit: Financial support will be for an amount of ₹20 Lakhs including institutional overheads for a period of one year. 1. The grant will cover Fellowship @ ₹35,000/- per month + 10% HRA (for M.Sc & M.Tech); ₹45,000/- per month + HRA (for Ph.D.); Capital Cost ≤ 25% of project cost (which includes minor equipment, infrastructure, rent ); Operational Cost ≤ 30% of project cost (consumables & outsource Services cost); contingency ≤ apart from institutional overhead (≤10%- subject to a maximum of ₹1.00 Lakh only). 1. In the first phase, Full Capital Cost, six months of the fellowship, 50% Operational Cost and 50% of Institutional overhead will be released to the host institution at the time of implementation of programme as soon as the start of programme is intimated to KSCSTE by the host institution. 1. In the second phase, 30% of the grant will be released (without institutional overhead), after 6 months of evaluation of the programme. 1. In the third phase, the remaining 20% of the grant and 50% of institutional overhead will be released after the successful completion of programme and submission of relevant documents to KSCSTE including onsite evaluation. 1. The institutional overhead (10% of project cost) is subject to a maximum of ₹1.00 Lakh only. 1. Maximum number of grants awarded per year would be 3 - 5 across all subject areas. Note: After a period of one year, the extension of programme period is not encouraged. Only in rare and exceptional cases, depending on the necessity and progress of programme, no-cost extension will be considered. Such a period of extension will be limited to a maximum of six months.

The scheme aims to financially assist the well performing SSI units for the purchase of identifiable items of equipment / machinery for diversification / modernization / expansion / replacement and also balancing equipment. The applications for this scheme are accepted online through PIPDIC portal.

Benefit: A need-based loan limit of up to ₹90,00,000/- is available. Interest Rates: ◦ For loans up to ₹25,00,000/-, the interest rate is 10% per annum. ◦ For loans above ₹25,00,000/- and up to ₹50,00,000/-, the interest rate is 11% per annum. ◦ For loans above ₹50,00,000/-, the interest rate is 12% per annum. A concessional rate of interest of 0.5% less than the normal rate is charged for units promoted by Women, Scheduled Caste, Scheduled Tribe, or Differently abled persons.

The 'Establishing Aavin Parlour for Differently Abled Persons' scheme was launched by the Department for the Welfare of Differently Abled Persons, Govt. of Tamil Nadu. The scheme aims to create self-employment avenues for differently abled persons, the govt. has issued orders to establish Parlour.

Benefit: The government has issued orders for establishing Aavin parlour for differently-abled persons to sell Aavin brand products like milk, butter, curd, etc.

The scheme aims to establish STEM laboratories in schools across Uttarakhand to provide students of classes 6 to 12 with hands-on science, technology, engineering, and mathematics learning opportunities and strengthen their practical understanding of scientific concepts.

Benefit: Under this, 41 STEM laboratories have been established across the state to strengthen practical science education for secondary and higher secondary level students and to provide hands-on learning activities for students of classes 6 to 12, enabling them to conduct science-related experiments in these labs.

The "Establishment of 1 to 20 Milch Animal Farm" scheme introduced by the Agriculture, Farmers Welfare and Cooperation Department, Gujarat, provides financial assistance in the form of an interest subsidy to livestock farmers to take up animal husbandry as a sustainable business.

Benefit: Interest Subsidy: Eligible farmers receive an interest subsidy of 12% on the unit cost fixed by NABARD or banks.

The "Establishment of 12 Milch Animal Farm" scheme introduced by the Agriculture, Farmers Welfare and Cooperation Department, Gujarat, supports livestock owners in establishing dairy farms with up to 12 milch animals.

Benefit: Interest Subsidy: 1. General Category: 7.5% for up to 5 years after availing of a bank loan. 1. SC/ST/Female Beneficiaries: 8.5% for up to 5 years. 1. Gir/Kankrej Breed Units: Up to 12% maximum subsidy. - Shed Construction Assistance: 1. General Category: 50% of actual expenditure, up to ₹1,50,000/-. 1. Gir/Kankrej Breed: 75% of actual expenditure, up to ₹2,25,000/-. - Animal Insurance Premium (for 3 years): 1. General Category: 75% subsidy, up to ₹43,200/-. 1. Gir/Kankrej Breed: 90% subsidy, up to ₹51,840/-. - Equipment Subsidy: 1. Electric Chaff Cutter: 75% subsidy, up to ₹18,000/- (General) ; 90% subsidy, up to ₹21,600/- (Gir/Kankrej). 1. Fogger System: 75% subsidy, up to ₹9,000/- (General) | 90% subsidy, up to ₹10,800/- (Gir/Kankrej). 1. Milking Machine: 75% subsidy, up to ₹33,750/- (General) | 90% subsidy, up to ₹40,500/- (Gir/Kankrej). Note: - Interest subsidy will be available on the amount determined above for the unit cost fixed by NABARD or through the bank for the establishment of units for dairy cattle of up to 12 animals, whichever is less.

The "Establishment of 50 Milch Animals Dairy Unit" scheme introduced by the Agriculture, Farmers Welfare and Cooperation Department, Gujarat, aims to provide financial aid to livestock owners for setting up dairy farms, ensuring sustainable dairy production.

Benefit: Interest Subsidy: 7.5% interest subsidy for up to 5 years on bank loans for purchasing 50 dairy animals.- Shed Construction: 50% subsidy on actual expenditure, up to ₹5,00,000/-.- Animal Insurance: 75% subsidy for a three-year premium, up to ₹1,80,000/-.- Equipment Assistance: 75% subsidy on an electric chaff cutter (up to ₹30,000/-). 75% subsidy on a fogger system (up to ₹22,500/-). 75% subsidy on a milking machine (up to ₹56,250/-).

The scheme aims to promote commercial broiler rearing by providing financial assistance in the form of subsidies for poultry rearing and infrastructure development, thereby enhancing income generation and employment opportunities, especially for women and self-help groups (SHGs).

Benefit: Under this scheme: - A subsidy of ₹15/- per bird is provided for 6 batches, amounting to a total subsidy of ₹45,000/- per beneficiary. - An additional grant of ₹15,000/- per beneficiary is provided for fence construction, making the total subsidy ₹60,000/- per beneficiary. - With a minimum of 500 broiler birds, the total unit cost is approximately ₹3.05 lakh.

The project is being implemented by UCOST in collaboration with Department of Science & Technology, Govt. of India to empower Scheduled Caste & Scheduled Tribe communities across Uttarakhand by addressing their fundamental challenges through scientific & technological interventions.

Benefit: The project “Establishment of Cell for SC/ST” is being implemented by UCOST in collaboration with the Department of Science & Technology, Government of India. Benefits- - To address the basic problems of all Scheduled Caste and Scheduled Tribe communities living in the 13 districts of Uttarakhand through scientific applications. - To promote sustainable development among Scheduled Castes and Scheduled Tribes through various scientific applications, guiding them towards proper development. - To enhance the traditional knowledge system through innovation by providing skill development and entrepreneurship training. - To establish a database of technologies and map the basic resources of Scheduled Castes and Scheduled Tribes.