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The scheme “Educational Assistance to Children of Prisoners (Pursuing Professional Course)” was launched by the Department of Social Justice, Government of Kerala.

Benefit: Under the scheme, State Government is providing assistance amount of ₹100,000/- (per student) to the children of prisoners for pursuing degree-level professional courses in Government / Aided colleges. Note 01: The assistance amount also includes annual fees & hostel fees. Note 02: The assistance will be given to more than one child belonging to a single family.

The scheme “Educational Assistance to Children of Women Headed Families” was launched by the Social Justice Department, Government of Kerala. The scheme proposes to extend a helping hand to women-headed families by way of providing financial assistance to the education of children.

Benefit: Category I - Children below 5 years and between 1st to 5th standard: ₹300/- per month Category II - Between 6th to 10th standard: ₹500/- per month Category III - Plus one (11th Standard) & Plus two (12th Standard): ₹750/- per month Category IV - Degree and above: ₹1000/- per month

The Educational Assistance to the 10th to 12th Students scheme was launched by the Maharashtra Building And Other Construction Workers Welfare Board (MBOCWW), Labour Department Maharashtra.

Benefit: Financial assistance of ₹10,000/- for children scoring 50% or more in 10th or 12th standard exams.

The "Educational Assistance" scheme provides financial support of ₹10,000 per year to children of registered construction workers who are studying in the 11th or 12th standard. The benefit applies to a maximum of two children per worker and extends to the wife of a registered male worker.

Benefit: Financial assistance of ₹10,000 per year for children studying in 11th and 12th grades. Note: Benefit applies to up to two children and the wife of a registered worker.

Under this scheme, educational assistance is provided of ₹2,500/- to the children studying in 1st to 7th standard and ₹5,000/- for the children studying in 8th to 10th standard of the registered construction worker. The scheme covers up to two children and the wife of a registered male worker.

Benefit: Financial Assistance: 1st to 7th Class: ₹2,500/-- 8th to 10th Class: ₹5,000/-

The scheme has been implemented by the Gujarat Labour Welfare Board to encourage the children (students) of the Labours to increase their enthusiasm and to get higher education through it.

Benefit: Under the scheme, children of laborers who have passed 70% or above marks in the 10th Standard will receive ₹2,500/- as an award. 1. The children of laborers who have passed 70% or above marks in the 12th Standard will receive ₹5,000/- as an award.

The scheme provides financial support to students from socially and educationally backward classes for higher technical and professional education. It offers loans at concessional interest rates for approved graduate and postgraduate courses like engineering, medical, MBA, MCA, and more.

Benefit: The maximum loan limit under this scheme is up to ₹ 15,00,000/-. The interest rate: 4% per annum for male students. 3.5% per annum for female students. Loan Contribution Breakdown: 90% by the National Corporation. 5% by the State Government. 5% by the beneficiary. The loan amount will include the following: Admission fees and tuition fees Accommodation and food expenses Validity: This loan is to be repaid in 60 equal monthly instalments, including interest. The loan must be repaid within 6 months of completing the course or 1 month after getting a job, whichever is earlier.

The scheme aims to provide financial assistance for technical and non-technical education that creates employment or job opportunities for beneficiaries. Through this scheme, loans are provided to eligible students from minority communities for studies within India and abroad.

Benefit: For studies within India, a maximum loan of ₹1,50,000/- per year and up to ₹7,50,000/- for a five-year course can be obtained. For medical courses within India, ₹2,50,000/- for 1 year and ₹12,50,000/- for 5 years can be obtained. For abroad studies, a maximum loan of ₹3,00,000/- for 1 year and ₹15,00,000/- for 5 years is provided. The annual interest rate on this loan is 3%. Note 1: If the applicant’s annual family income is up to ₹98,000 in rural areas or ₹1,20,000 in urban areas, the loan is provided at a concessional interest rate of 3% per annum. Note 2: According to the National Corporation's Credit Line-2, for families with an income of ₹1,20,000/- up to ₹8,00,000, the interest rate is 5% for female students and 8% for male students. Note 3: The loan and interest amount is to be repaid in 60 equal monthly installments within five years from the date of completion of studies or from the date of getting a job, whichever is earlier. Note 4: Penalty interest at the rate of 2% is payable on delayed payments.

The "Educational Study Scheme" provides financial assistance in the form of loans for self-supporting graduate-level courses in professional fields such as Medical, Dental, Engineering, Technology, Pharmacy, Architecture, Nursing, Homeopathy, Veterinary, and similar disciplines.

Benefit: Financial Assistance: A loan of the total tuition fee of the entire course or ₹10,00,000/-, whichever is less, will be provided by the Corporation at a simple interest of 4%. Collateral: - For loans of total loan amount of ₹7,50,000/- or less for the entire course, a charge of one and a half times the loan amount will have to be registered on the beneficiary's own or relative's property. - If the total loan amount for the entire course is more than ₹7,50,000/-, the immovable property of oneself or any other relative equal to that total amount will have to be mortgaged in favor of the Corporation. Loan repayment: - In case of total loan up to ₹5,00,000/-, the loan amount along with interest will have to be repaid in equal monthly installments over 5 (five) years, 1 year after completion of studies. - In case of loan of more than ₹5,00,000/-, the loan amount along with interest will have to be repaid in equal monthly installments over 6 (six) years, starting 1 year after completion of studies. - The loan amount being repaid will be credited first as interest. - The borrower can repay the loan even before the specified time limit.

The "Educational Travel Promotion Scheme" by the Department of Education, aims to promote personality development, observation skills, and curiosity among students through funding educational tours.

Benefit: Financial Assistance: ₹500/- per student per year is allocated to the school for organizing educational tours within the state.

The scheme aims to promote the safe health and well-being of mothers and newborns by encouraging institutional deliveries and ensuring that mothers stay in government hospitals for at least 48 hours after childbirth.

Benefit: For ensuring the safe health of both mother and child, an incentive amount of ₹2000/- is provided to all eligible mothers who stay in the government hospital for at least 48 hours after delivery.

The "Eklavya Prashikshan Yojana" by the Directorate of Higher Education, Government of Jharkhand, aims to provide free coaching and financial aid for competitive exam preparation. Eligible students receive free coaching and ₹2,500/- monthly assistance during the coaching period.

Benefit: ₹2,500/- monthly stipends per student during the coaching period. Coaching will be provided by nationally reputed institutions within Jharkhand.

The objective of the scheme is to impart coaching to ST students across Goa studying in classes Xth, XIth (Science), and XIIth (Arts, Science and Commerce). The scheme prepares the students for various professional courses such as Engineering, Medicine, Architecture, Paramedical Sciences, Law, etc.

Benefit: The student shall be reimbursed 75% of the fees paid (upto a ceiling of ₹ 10,000/- per annum per subject in rural areas and ₹ 12,000/- per annum per subject in urban areas) to the coaching institute upon submission of the fee receipt that is duly certified by the competent authority of the coaching institute. 50% of the Fees: Reimbursed as a first instalment during the First Term of the Academic year upon submission of the fee receipt. 25% of the Fees: Reimbursed as a second instalment upon the submission of the Attendance Certificate of the First Term. Mode of Payment The payment shall be done in the Direct Benefit Transfer mode upon submission of the fee receipt along with the fee structure duly certified by the competent authority of the coaching institute.

The scheme aims to support the upgradation of Brownfield EMCs through Common Facility Centres (CFCs). It provides financial assistance for infrastructure improvement and shared facilities for existing electronics manufacturing units.

Benefit: Financial Assistance: For Brownfield EMCs: - Financial assistance up to 75% of the project cost. - Maximum limit of ₹50,00,00,000/-. Government grant in: - Processing area: up to 50% of the project cost - Non-processing area: up to 20% of project cost Infrastructure / CFC Support: 1. Upgradation of existing infrastructure, such as roads, power, water supply, and drainage. 1. Establishment of Common Facility Centres (CFCs), (Testing laboratories, Tool rooms, Design centres, Training centres, R&D facilities) 1. Support for logistics, warehousing, and shared services Administrative Support: - Administrative expenses up to 3% of assistance (for SPV) Mode of Disbursement: Grant-in-aid is released in instalments through an escrow account. Initial 20% released as advance; subsequent releases based on utilisation.

The aims to promote electronics manufacturing by providing financial assistance for cluster-based infrastructure. Through this scheme, infrastructure support is provided to electronics manufacturing units in identified clusters.

Benefit: Financial Assistance: For Greenfield EMCs: - Financial assistance up to 50% of the project cost. - Ceiling of ₹50,00,00,000/- for every 100 acres (pro-rata for larger areas). Government grant in: - Processing area: up to 50% of the project cost. - Non-processing area: up to 20% of project cost. Infrastructure Support: Basic infrastructure (boundary wall, internal roads, drainage, lighting). Essential services (water treatment, electricity, waste management, warehousing). Support services (R&D centres, training facilities, IT infrastructure). Administrative Support: Administrative expenses up to 3% of assistance (only for SPV). Mode of Disbursement: Grant-in-aid is released in installments through escrow account. Initial 20% released as advance; subsequent installments based on utilisation and contribution.

The scheme aims to provide financial incentives for manufacturing electronic components in Bharat. Through this scheme, turnover and capital expenditure-linked incentives are provided to companies and Limited Liability Partnerships.

Benefit: Nature of Incentives by Target Segment: The scheme offers three types of incentives depending on the target segment: Sl. No.Target SegmentNature of IncentiveASub-Assemblies1Display module sub-assemblyTurnover Linked Incentive2Camera module sub-assemblyTurnover Linked IncentiveBBare Components3Non-Surface mount devices (non-SMD) passive components for electronic applicationsTurnover Linked Incentive4Electro-mechanicals for electronic applicationsTurnover Linked Incentive5Multi-layer Printed Circuit Board (PCB)Turnover Linked Incentive6Li-ion Cells for digital applications (excluding storage and mobility)Turnover Linked Incentive7Enclosures for Mobile, IT Hardware products and related devicesTurnover Linked IncentiveCSelected Bare Components8High-density interconnect (HDI)/ Modified semiadditive process (MSAP)/ Flexible PCBHybrid Incentive9SMD passive componentsHybrid IncentiveDSupply Chain Ecosystem and Capital Equipment10Parts/components used in the manufacturing of subassembly (A) and bare components (B) & (C)Capex incentive11Capital goods used in electronics manufacturing, including their sub-assemblies and componentsCapex incentive Turnover Linked Incentive: Applicable to Sub-assemblies (Segment A) and Bare Components (Segment B). The incentive is calculated on net incremental sales over the base year, multiplied by the applicable incentive rate.1. Hybrid Incentive: Applicable to Selected Bare Components (Segment C), comprising both turnover-linked incentive and Capex incentive.1. Capex Incentive: Applicable to Supply Chain Ecosystem and Capital Equipment (Segment D). The incentive is calculated on eligible incremental capital expenditure, multiplied by the applicable incentive rate.1. Employment Incentive: A portion of the incentive (1% for turnover-linked or 5% for Capex) is specifically disbursed upon meeting cumulative incremental employment threshold criteria.1. Additional Incentive: An additional 2% incentive on incremental sales is provided for Li-ion Cells if cathode active material (CAM) is sourced or manufactured domestically. An additional 1% incentive on incremental sales is provided for Multi-layer PCB if the laminate is sourced or manufactured domestically. Incentive Rates: Sl.No.Target SegmentESDM Revenue (₹)Manufacturing Revenue (₹)1Display module sub-assembly250 crore750 crore2Camera module sub-assembly250 crore750 crore3Non-SMD passive components50 crore150 crore4Electro-mechanicals50 crore150 crore5Multi-layer PCB50 crore150 crore6Li-ion Cells for digital applications (excluding storage and mobility)250 crore750 crore7Enclosures for Mobile, IT Hardware products and related devices250 crore750 crore8HDI/MSAP/Flexible PCB500 crore1500 crore9SMD passive components250 crore750 crore(Incentive rates listed year-wise across 6 years of the incentive period)

The University Grants Commission floated the Scheme of “Emeritus Fellowship” to provide an opportunity to the superannuated teachers who have been actively engaged in research and teaching programmes in the preceding years to undertake research, without any restriction of position or pay scales.

Benefit: The following assistance is provided under the scheme: Honorarium of ₹31,000 per month for a period of two years (non-extendable). Contingency Grant of ₹50,000 per annum (non-lapsable) for: - Secretarial assistance. - Travel within India related to the research project. - Stationery and postage. - Consumables. - Books and journals. - Equipment required for research. Permission for one foreign visit per year related to the approved research work, subject to prior approval of the host institution and UGC, with no financial liability on UGC. Medical facilities and other institutional privileges available to university faculty members, excluding housing facilities. The fellowship is awarded for a maximum period of two years or until the fellow attains the age of 70 years, whichever is earlier. Fellowship Slots: Total: 200 fellowship slots at any given time 100 slots for Science disciplines. 100 slots for Humanities, Social Sciences, and Languages.

The EXCEL program is a skill development initiative by the Jharkhand Government targeting 10+2 pass-out or university-level students. It integrates skill training with traditional education programs in colleges to improve employability.

Benefit: Provides training alongside traditional education in college campuses. Enhances employability through life skills, communication, and domain-specific training. Free-of-cost training conducted within existing college infrastructure.

The Employee Health Scheme (EHS) is a government-run health scheme in Andhra Pradesh, providing cashless treatment at network hospitals for government employees, pensioners, and their families under the Dr. YSR Aarogyasri Healthcare Trust.

Benefit: In-Patient Treatment: The Employee Health Scheme (EHS) aims to provide cashless hospitalization to eligible beneficiaries such as employees, pensioners, and their dependents. The scheme covers listed therapies for identified diseases, providing end-to-end cashless services until 10 days post-discharge, including coverage of complications up to 30 days post-discharge. Additionally, free out-patient evaluation is available for listed therapies. Follow-Up Service: The EHS provides follow-up services up to 1-year, including consultation, investigation, drugs, etc., on listed therapies. The scheme offers packages that cover a range of services for eligible beneficiaries. Out-Patient Treatment for Chronic Diseases: The scheme covers treatment of pre-defined chronic diseases at notified hospitals. This is aimed at ensuring the well-being of beneficiaries suffering from chronic illnesses. Hospital Stay: Depending on their pay grade, eligible beneficiaries are provided with hospital stays in either semi-private or private wards. Slab A (Pay Grades – I to IV) is entitled to a semi-private ward, Slab B (Pay Grades – V to XVII) is entitled to a semi-private ward, and Slab C (Pay Grades – XVIII to XXXII) is entitled to a private ward. Financial Coverage: The EHS provides financial coverage of up to Rs. 2 lakhs per episode of illness, If packages exceed the ₹2 Lakhs limit, the above sum does not apply; Claims above ₹2 Lakhs are directed for settlement to the CEO of the Aarogyasri Trust

The scheme provides loans up to ₹1,50,000/- at an interest rate of 14%. It is aimed at assisting citizens by offering financial support through surety loans from the Employees Cooperative Societies.

Benefit: Access to Loan: Surety loans up to ₹1,50,000/-. - Interest Rate: 14% (subject to change).