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The scheme aims to promote sustainable livelihoods and economic empowerment of the urban poor by providing financial support and guidance for establishing self-employment ventures, strengthening their family’s economy, and generating new employment opportunities.

Benefit: Under the Self-Employment Programme, the beneficiary in urban areas enhances their livelihood while strengthening their own and their family’s economic condition. - Under the Self-Employment Programme, the beneficiary is provided a loan of up to ₹2.00 lakh through the bank. - There is a provision for interest subsidy under the Self-Employment Programme, where 7% of the interest is borne by the beneficiary and the remaining is shared by the Government of India and the State Government. - Under the Self-Employment Programme, the beneficiary can generate new employment and also expand existing employment opportunities.

The scheme aims to empower urban poor women in Uttarakhand by promoting the formation of self-help groups, improving their livelihoods, and supporting them in income-generating and self-employment activities through financial incentives, bank loans, and government subsidies.

Benefit: In urban local body areas, urban poor women are provided with benefits under the scheme. - A one-time amount of ₹10,000/- is given to each group as an incentive by the Government of India. - Through bank loans, various activities are carried out by the groups to improve women’s livelihoods. - To encourage groups to adopt self-employment, subsidies are provided by both the Government of India and the State Government.

The scheme aims to provide safe and accessible night shelter facilities to homeless people living under the open sky in urban areas, ensuring they have protection and support at any time.

Benefit: People living under the open sky are provided with benefits in night shelters.

The umbrella Central Sector Scheme of this Ministry called the "Scheme to Promote Voluntary Action for Persons with Disabilities" was revised w.e.f. 01.04.2003 and was renamed as the "Deendayal Disabled Rehabilitation Scheme (DDRS)"

Benefit: The Deen Dayal Disabled Rehabilitation Scheme (DDRS) provides a wide range of benefits to persons with disabilities, including: Early intervention: The DDRS provides financial assistance to voluntary organizations for early intervention programs for children with disabilities. These programs help to identify and address developmental delays early on, which can improve the child's long-term outcomes.1. Development of daily living skills: The DDRS provides financial assistance to voluntary organizations for programs that help persons with disabilities to develop the skills they need to live independently. These programs may include training in activities such as cooking, cleaning, and personal care.1. Education: The DDRS provides financial assistance to voluntary organizations for educational programs for children and adults with disabilities. These programs may include mainstream education, special education, and vocational training.1. Skill development oriented towards employability: The DDRS provides financial assistance to voluntary organizations for skill development programs that help persons with disabilities to find employment. These programs may include training in computer skills, office skills, and trade skills.1. Training and awareness generation: The DDRS provides financial assistance to voluntary organizations for training programs for staff and caregivers of persons with disabilities. These programs help to build capacity and raise awareness about disability issues.1. Construction and upgradation of infrastructure facilities for persons with disabilities: The DDRS provides financial assistance to voluntary organizations for the construction and upgradation of infrastructure facilities for persons with disabilities. This may include ramps, accessible toilets, and specialized equipment. In addition to these direct benefits, the DDRS also helps to promote the empowerment of persons with disabilities by supporting voluntary organizations that work to advocate for their rights The following are the 9 Model Projects :- Pre-School, Early Intervention and Training Special Schools for:- - Children with Intellectual Disabilities - Children with Hearing & Speech Disabilities - Children with Visual Disabilities Project for Cerebral Palsied Children Project for Rehabilitation of Leprosy Cured Persons Half Way Home for Psycho-Social Rehabilitation of Treated and Controlled people with mental Illness Home Based Rehabilitation Programme/Home Management Programme Project for Community Based Rehabilitation Project for Low Vision Centers Projects for Human Resource Development

"Deen Dayal SPARSH Yojana" awards annual scholarships to students who have good academic records and are also pursuing 'Philately' as a hobby. The objective is to “Promote Philately among children at a young age in a sustainable manner that can reinforce and supplement the academic curriculum.

Benefit: Amount of Scholarship The amount of the Scholarship is to be ₹ 6,000/- per annum @ ₹ 500/- per month. IPPB/POSB will ensure that the scholarship is paid to awardees on a quarterly basis (Rs. 1500/- each quarter) after getting the list from each Circle. Renewability Selections to the scholarship would be for one year. An already selected student can apply for the scholarship next year provided he/she fulfils other criteria. Mentor Every prospective school which participates in the competition would be assigned a Philately Mentor to be chosen from amongst the renowned Philatelist. The Philately Mentor would help in the formation of the School level Philately Club, providing guidance to young and aspiring Philatelists on how to pursue the hobby and also helping the aspiring Philatelists with their Philately Projects etc.

To facilitate and take the medical services to the next level, the State of Goa envisaged the present scheme to provide its people with quality medical care and treatment of diseases, hospitalization and surgery through Government and private hospitals.

Benefit: The benefit under this scheme shall be provided on a cashless basis to the beneficiaries, up to the limit of their annual coverage, and shall be as under: The insurance cover shall be up to ₹2,50,000/- per annum for a family of three or fewer members and up to ₹4,00,000/- for a family of four or more members. Under no case, the claim would exceed ₹4,00,000/- annually. The insurance benefit can be availed of individually or collectively by members of the family. An individual is free to take higher coverage from the insurance company by paying higher premiums, without having any impact on Government policy and facilities. The facilities for 447 procedures shall be covered under the scheme.

DDU-GKY focuses on the rural poor youth and its emphasis on sustainable employment through the prominence and incentives given to post-placement tracking, retention, and career progression. DDU-GKY is designed to provide high-quality skill training opportunities to the rural poor.

Benefit: Skill Training: The program provides skill training to beneficiaries in a variety of sectors, including agriculture, construction, retail, and hospitality. The training is designed to be industry-relevant and to equip beneficiaries with the skills they need to secure employment.- Placement Assistance: The program provides placement assistance to beneficiaries by connecting them with potential employers. The program also provides support to beneficiaries during the job search process, such as resume writing and interview preparation.- Post-Placement Support: The program provides post-placement support to beneficiaries to help them adjust to their new jobs. This support may include mentorship, counseling, and access to resources.- Career Progression Support: The program provides career progression support to beneficiaries to help them advance in their careers. This support may include training, mentorship, and access to networking opportunities.- Incentives for Higher Placements: The program provides incentives to PIAs for placing beneficiaries in higher-paying jobs. This incentive is designed to encourage PIAs to place beneficiaries in jobs that are commensurate with their skills and experience.

The “Deen Dayal Upadhyay Kaushal Kendra (DDUKK)- Mega Skill Centre” is a component of the umbrella scheme “Mukhymantri Sarthi Yojna” launched by the Department of Labour, Employment, Training and Skill Development, Government of Jharkhand.

Benefit: Comprehensive Training: Combines technical skills with soft skills and IT training.- Residential Facility: Training is fully residential, ensuring a focused learning environment.- On Job Training (OJT): Hands-on industry exposure for candidates to become job-ready.- Multi-sector Opportunities: Tourism & Hospitality, Telecom, Security, Retail, Plumbing, Logistics, IT/ITES, Electronics, Domestic Worker, Construction, Capital Goods, BFSI, Beauty & Wellness, Automotive, Apparel, and Agriculture, Food Processing, Healthcare, Iron & Steel, Mining

The aim of this scheme is to provide financial assistance to residents of Haryana in case of accidental death or permanent disability occurred due to stray cattle/animal such as such as cow, bull, oxen, donkey, dog bite, mule, nilgai and buffalo that roam freely.

Benefit: The scheme provides financial assistance based on the age of the beneficiary at the time of accidental death or permanent disability: Sr. No.AgeAssistance1Upto 12 years₹ 1 Lakh2Above 12 years and upto 18 years₹ 2 Lakh3Above 18 years and upto 25 years₹ 3 Lakh4Above 25 years and upto 40 years₹ 5 Lakh5Above 40 years₹ 2 LakhMode of Disbursement: The assistance amount will be directly transferred to the beneficiary's bank account registered in the Parivar Pehchan Patra (PPP) database or Aadhaar-seeded bank account.

The objective of this scheme is to provide socio-financial security to eligible residents of Haryana. The scheme provides financial assistance in the event of death (natural/accidental) or permanent disability (caused by an accident) of a family member whose annual income is less than ₹1.80 lakh.

Benefit: The scheme will provide the below mentioned assistance which would vary depending on the age of the beneficiary: Sl. No.AgeCompensation Amount1Above 6 years and up to 12 years₹ 1 lakh2Above 12 years and up to 18 years₹ 2 lakh3Above 18 years and up to 25 years₹ 3 lakh4Above 25 years and up to 45 years₹ 5 lakh5Above 45 years and up to 60 years₹ 3 lakhNote: For beneficiaries enrolled under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) & Pradhan Mantri Suraksha Bima Yojana (PMSBY), assistance paid under DAYALU will be adjusted considering the compensation received from PMJJBY or PMSBY: Mode of Disbursement: - The assistance amount will be paid directly into the bank account registered in the PPP database or linked to the Aadhaar number of the Head of the family. - In case of permanent disability, the assistance amount shall be paid to the beneficiary in his bank account registered in the PPP database or bank account linked to the Aadhaar number. Frequency of Disbursement: One-time financial assistance. Expected Time of Disbursement: The claim must be filed within three months of death or permanent disability.

DDUBY is a government initiative in Arunachal Pradesh to provide affordable credit to women weavers, offering an interest subvention of 7% on short-term loans and working capital requirements.

Benefit: 7% interest subvention on short-term loans and working capital requirements. Access to affordable credit for women weavers. Encouragement of entrepreneurship and sustainable livelihoods. Financial support for working capital needs. Inclusion of all categories of women weavers, regardless of unit size or number of looms. Integration with the Pradhan Mantri Mudra Yojana. Promotion of timely loan repayment through education and awareness.

The scheme aims to promote rural and eco-tourism by encouraging local residents to develop homestay facilities, thereby generating employment and income opportunities within the state.

Benefit: There is a provision for financial assistance to permanent residents/native of the state who take a loan for the construction of homestays. - In hilly areas, a subsidy of up to 50% of the project cost, subject to a maximum of ₹15.00 lakh, is provided along with an interest grant of up to ₹1.50 lakh for the first five years. - In plain areas, a subsidy of up to 25% of the project cost, subject to a maximum of ₹7.50 lakh, is provided along with an interest grant of ₹1.00 lakh for the first five years. The beneficiary’s contribution at the time of availing the loan must be 12.5%. - The subsidy is applicable only when the loan is taken. - In addition to the construction of new houses, funds/subsidy are also provided for the upgradation of old buildings, including their extension, renovation, improvement, and construction of toilets, as mentioned above.

The scheme aims to provide interest-free loans to farmers and self-help groups for agricultural and non-agricultural activities to promote self-employment and strengthen the rural economy.

Benefit: Under the scheme, an interest-free loan of up to ₹1.00 lakh is provided for agricultural activities, up to ₹3.00 lakh for non-agricultural activities (such as animal husbandry, dairy, poultry, fisheries, cultivation of herbs, aromatic plants, spices, mushrooms, floriculture, horticulture, agricultural processing, farm mechanization, organic farming, off-season vegetable cultivation, poly-house farming, etc.), and up to ₹5.00 lakh for self-help groups (SHGs).

The scheme aims to encourage unemployed youth to gain access to low-cost capital for setting up an entrepreneurship. Through this scheme, a 40% front-ended capital investment subsidy is provided to the selected entrepreneurs.

Benefit: The applicant receives a 40% front-ended capital investment subsidy to eligible beneficiaries for setting up small and medium enterprises. 1. The applicant can avail of a loan ranging from ₹10,00,000/- up to ₹50,00,000/- for the project cost, excluding the cost of land and building. 1. The applicant (specifically women entrepreneurs) is eligible for an additional 5% interest subsidy annually, provided the entrepreneur does not become a Non-Performing Asset (NPA). 1. The applicant is required to contribute at least 30% of the project cost as their own contribution. 1. The applicant receives a loan component amounting to 30% of the project cost.

The scheme aims to provide eligible BPL families with free treatment cards by issuing health access cards within a fixed time limit.

Benefit: Card Benefits Free issuance of the Deendayal Antyodaya Upchar Yojana Card. Enables access to government-funded medical treatment schemes. Inclusive coverage for persons with disabilities belonging to BPL families. No administrative fee is charged by the department. Mode of Disbursement Physical card issued through designated health officers or Lok Seva Kendra. Card issued within 7 working days from receipt of complete application. One-time card issuance per eligible family.

DAY-NRLM is the flagship program of MoRD for promoting poverty reduction through building strong institutions for the poor, particularly women, and enabling these institutions to access a range of financial services and livelihoods. States are enabled to formulate their poverty reduction plans.

Benefit: Key benefits of the Scheme include:One member (preferably a woman) from each rural poor household would be brought under the Self Help Group (SHG) network. Women SHG groups would have bank-linkage arrangements. SHGs would be federated at the village level and higher levels to provide space, voice and resources and to reduce dependence on external agencies. The Mission consists of four components, viz., (i) social mobilization, community institution, and capacity building; (ii) financial inclusion; (iii) livelihood promotion; and (iv) convergence. The participatory social assessment would be organized to identify and rank all households according to vulnerability. The ranking would be with reference to the poorest of the poor, single woman and woman-headed households, disabled, landless, and migrant labor and they would receive special focus. Training and capacity building of the poor, particularly in relation to managing the institutions, livelihoods, credit absorption, and creditworthiness. The Mission also supports the development of skills for rural youth and their placement, training, and self-employment through rural self-employment institutes (RSETIs), innovations, infrastructure creation, and market support. Provision of Revolving Fund as support to SHGs to strengthen their institutional and financial management capacity and build a good credit history. Provision of Community Investment Support Fund (CIF) in the intensive blocks to the SHGs through the Federations to advance loans and/or undertake common/collective socio-economic activities. Introduction of financial inclusion model, loaning from banks, association and coordination with banking/financial institutions, and coverage from loss of life, health, etc. Provision of Interest Subvention on loans availed by SHGs to cover the difference between the lending rate of the banks and 7%. Convergence with various ministries and agencies dealing with poverty reduction of rural poor. With highly decentralized planning; States will have liberty in developing their own action plan for poverty reduction. NRLM to have suitable linkages at the district level with District Rural Development Agencies (DRDAs) and Panchayat Raj Institutions (PRIs).

The scheme aims to strengthen the rural power infrastructure by implementing feeder separation, metering, distribution system strengthening, and rural electrification works.

Benefit: Free Electricity Connection: Free electricity connections are provided to 3,94,741 beneficiaries living below the poverty line. - Intensive Village Electrification: A total of 17,827 villages are covered under the scheme for comprehensive electrification. - Strengthening of Power Infrastructure: Feeder separation, metering, and distribution system strengthening works are carried out to ensure a reliable power supply.

The Puducherry Unorganised Labourers' Welfare Society extends ₹500/- to the Unorganised Workers as a Cash Gift during the festival of Diwali. The amount is credited through Direct Benefit Transfer (DBT) into the bank account of the worker. The applications are accepted offline.

Benefit: Financial Assistance of ₹500/- as a Cash Gift during the festival of Diwali. The amount is credited through Direct Benefit Transfer (DBT) into the bank account of the nominee.

"Delhi Arogya Kosh” (DAK) provides Financial assistance to needy eligible patients for treatment of any illness/treatment/intervention required by the patient undergoing treatment in a Government Hospital run by Delhi Government or Central Government or Autonomous Hospital under the State Government

Benefit: Benefits Provides financial assistance of Rs. 5 lacs to needy eligible patients for treatment of any illness /disease in a Government hospital run by Delhi Government or Central Government or Local Bodies or Autonomous Hospitals under State Government

Delhi Arogya Nidhi (DAN) is a scheme to provide financial assistance upto ₹1.5 lacs to needy patients who have National Food Security Cards for the treatment of diseases in Government hospitals only.

Benefit: Under the scheme, financial assistance of up to ₹1.5 lacs will be provided to needy patients who have National Food Security Cards for treatment of diseases in Government hospitals only.