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Under this scheme, financial assistance of ₹5,000/- is provided to the workers employed in the industrial and commercial establishments of the state of Haryana for the purchase of a new bicycle for commuting on duty from their residence to the establishments.

Benefit: Under this scheme, financial assistance of ₹5,000/- is provided to the workers for the purchase of a new bicycle once in every five years.

Under the scheme, bicycles are provided to registered building & construction workers in plain areas, while sewing machines are provided to registered workers or their dependents in mountainous/hilly areas. These benefits are granted only once in a lifetime.

Benefit: Bicycles are provided to construction workers in the plain areas, while sewing machines are provided to construction workers or their dependents in the hilly areas.

"Bidya Lakshmi" aims to provide education loans for higher studies to children of Assam State Government employees. Benefits include loans up to ₹10,00,000/- at 4% interest, with subsidies for eligible candidates.

Benefit: The State Government provides a loan of ₹5,00,000/- to ₹10,00,000/- at an interest rate of 4%. Employees with an annual salary income exceeding ₹4,50,000/- can avail up to ₹10,00,000/- at 4% interest after State Government interest subvention. Employees with annual income up to ₹4,50,000/- are eligible under the Credit Linked Subsidy Scheme (CLSS), with 100% subsidy during the moratorium period (course period plus one year). Post-moratorium, the effective interest rate is 4%. Loans can be used for course fees, books, computers, educational equipment, and travel expenses (for studies abroad). No collateral security or third-party guarantee is required for loans up to ₹10,00,000/-. Life insurance policy option available to cover the loan amount. Tax rebate under Section 80(E) of the Indian Income Tax Act. Mode of Disbursement The loan amount is transferred directly to the educational institution’s account (not to the parent/student). It covers Tuition fees, books, computers, equipment, and travel (for abroad studies). The amount is disbursed in lump sum or installments, as per the institution’s fee structure. Frequency of Disbursement Interest is charged monthly, and subsidy amounts are credited back to the individual account upon claim clearance. Conditions for Disbursement The utilization certificate must be submitted at the end of the financial year.

"Big Loan Scheme" aims to provide term loans up to ₹5,00,000/- for income-generating activities to eligible applicants from specific targets groups like SC, OBC, Minorities, Safai Karamcharis, and PwDs. The scheme is implemented by DSFDC in collaboration with National Apex Corporations.

Benefit: Term loan of up to ₹5,00,000/- as a part of the total project cost / loan demanded by the aspirant applicants/beneficiaries on case to case basis. _Repay the loan in 60 monthly installments over five years with a six-month moratorium period._ _For Persons with Disabilities, the maximum repayment period is ten years with a three-month moratorium period._

The objective of this scheme is to provide social security to the persons with disabilities (PwDs) of the poor family of the society by providing them financial assistance. Under this scheme, a monthly pension of ₹400/- is given to PwDs of 40% or more, regardless of their income or age group.

Benefit: Under this scheme, eligible differently-abled persons will receive a monthly pension of ₹400/-. Note: The pension amount is being paid to the beneficiaries through the Direct Benefit Transfer (DBT) process. In this process, the pension amount is transferred directly into the beneficiaries' accounts via the Public Financial Management System (PFMS) at the state level, based on the account numbers provided by the beneficiaries.

The scheme strives to back the farmers with financial incentives in the event of a crop loss due to natural calamities.

Benefit: In case of a reduction in the actual yield rate by 20% as compared to the threshold yield rate, total assistance of Rs. 15,000 is estimated at the rate of Rs. 7,500 per hectare up to a maximum of two (02) hectares. In the event of more than a 20% reduction in the actual yield rate as compared to the threshold yield rate, total assistance of Rs. 20,000 is estimated at the rate of Rs. 10,000 per hectare up to a maximum of two (02) hectares.

The objective of this scheme is to provide financial assistance to AIDS patients in the state. Under this scheme, financial assistance of ₹1,500/- per month is given to AIDS patients in the state. This scheme is fully funded by the Government of Bihar.

Benefit: Under this scheme, financial assistance of ₹1,500/- per month is given to AIDS patients.

The component “Accidental Death” under the “Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana” launched by the Labour Resources Department, Bihar, provides financial assistance of ₹1,00,000/- to the families of workers or craftsmen in case of accidental death.

Benefit: Financial Assistance: ₹1,00,000/-.

The component “Accidental Injuries” under the “Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana” launched by the Labour Resources Department, Bihar, provides financial assistance to the workers or craftsmen in case of accidental injuries.

Benefit: Financial Assistance: ₹5,000/-.

“Medical Assistance for Incurable Diseases” under the “Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana” by the Labour Resources Dept., provides financial assistance ranging from ₹7,500/- to ₹30,000/- to workers or craftsmen suffering from incurable diseases.

Benefit: Financial Assistance: ₹7,500/- to ₹30,000/- (for detailed view refer to Page no. 7 of the scheme [Guidelines](https://state.bihar.gov.in/labour/cache/40/14-May-21/SHOW_DOCS/Schemes-1.pdf))

The component “Natural Death” under the “Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana” launched by the Labour Resources Department, Bihar, provides financial assistance of ₹30,000/- to the families of workers or craftsmen in case of natural death.

Benefit: Financial Assistance: ₹30,000/-.

“Permanent Partial Disability” under the “Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana” launched by the Labour Resources Dept, Bihar, provides financial assistance of ₹37,500/- to the families of workers or craftsmen in case of permanent partial disablement.

Benefit: Financial Assistance: ₹37,500/-.

“Total Permanent Disability” under the “Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana” launched by the Labour Resources Department, Bihar, provides financial assistance of ₹75,000/- to the families of workers or craftsmen in case of permanent disablement.

Benefit: Financial Assistance: ₹75,000/-.

Under this scheme, financial assistance of ₹1,500/- per month is given to leprosy patients with Visible Deformities Grade-II in the state. This scheme is fully funded by the State Government.

Benefit: Under this scheme, financial assistance of ₹1,500/- per month is given to leprosy patients with Visible Deformities Grade-II.

This is a policy for entrepreneurs to boost entrepreneurship in the state of Bihar and it was launched in July 2022 .

Benefit: Bihar’s startup policy was launched in Bihar in the month August 2022 to boost entrepreneurship in the state. Young Bihar entrepreneurs would get a loan of 10 lacks without interest for ten years. This sum will be allocated as seed money under the Bihar Startup Policy. Enhanced incentives of 5 per cent for female entrepreneurs, in addition to a grant of 3 lakh rupees for businesses that participate in “rigorous training for product improvement and finance.” In addition to shared office space, there are financial incentives and other amenities available. Created a startup platform for young business people in the state of Bihar who is interested in taking advantage of the policies and programs available to them.

The objective of this scheme is to provide quality education to meritorious students from minority communities in the state and to make them mentally, physically, socially, and emotionally capable, fostering their all-round development in residential schools.

Benefit: Under this scheme, students from minority communities enrolled in residential schools will receive the following benefits: - Free education from Class 9 to Class 12. - Provision of free accommodation, including food, clothing, medicine, and books, along with free enrollment/admission. - Access to well-equipped modern laboratories. - Facility for studying subjects like PCM (Physics, Chemistry, Mathematics), PCB (Physics, Chemistry, Biology), Arts, etc., at the higher secondary (Intermediate) level. - Provision for special coaching and vocational training within the school.

The Bihar State Journalist Insurance Scheme, 2014, is launched by the Information & Public Relations Department, Government of Bihar. It aims to provide financial benefits & facilities under a group mediclaim & personal accident insurance scheme to working media representatives in the state of Bihar

Benefit: Personal accident insurance coverage up to ₹5,00,000/- Medical expense coverage up to ₹5,00,000/- for the insured and their dependents. NOTE: Media representatives contribute 20% of the premium, while the remaining 80% is covered by the government.

The scheme was launched by the Minority Welfare Department, Govt. of Bihar, to improve quality of education in recognized Madarsas. Under this scheme, state government provides essential facilities & infrastructure to Madarsas recognized by the Bihar State Madarsa Board & other government Madarsas.

Benefit: Under this scheme, basic facilities and infrastructure will be provided to madrasas recognized by the Bihar State Madarsa Board and other government madarsas to enhance educational quality. The support includes: - Construction of buildings, office rooms, multipurpose halls, hostels, and vocational training halls. - Establishment of computer and science labs, additional classrooms, and libraries. - Provision of essential amenities such as kitchens, mess halls, and toilets. - Renovation of existing structures and installation of borewells, pumps, and tanks for clean drinking water. - Upgrades to electricity systems and installation of solar power plants etc.

The Bihar Government launched the Bihar Student Credit Card (BSCC) scheme to provide financial aid to applicants to complete their higher education.

Benefit: The eligible students will get the following benefits under this scheme:- 1. A maximum loan amount of ₹4 lakh. 1. Loan can be availed for polytechnic, technical and general courses. 1. This assistance may be utilized for purchasing of books and laptops or pay any kind of fees. 1. Repayment of the loan starts once the course has been completed and student have secured a job. 1. The interest rate of the loan is 1% for Divyang, transgender, and girl students. 1. The recovery procedures are flexible since the loan is government-owned.

The “Biju Patnaik Bravery Award” was launched by the Sports & Youth Services Department, Government of Odisha to recognize spectacular acts of Bravery performed by people of Odisha.

Benefit: The award shall comprise of a cash award of ₹1,00,000/-, one silver medal, and a scroll. 1. The awardee shall be invited to receive the award in person. The awardee shall be given TA/DA at the rate of 1st Class Rail/Bus fare and arrangements for his/her stay at Bhubaneswar shall be made by the Department. Note 01: Canvassing for the award in any form is prohibited. Note 02: The award can also be given posthumously to the next of kin of the awardee. Note 03: In case of involvement of more than one person in the selected act of bravery, the award money will be shared amongst all. Note 04: It will not be binding on the Department of Sports & Y.S. to confer the award every year. In case of non-availability of suitable persons for the award, the award shall not be conferred for the respective year.