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"Composite Loan Scheme" aims to provide need-based financial support to individuals from Scheduled Castes, Scheduled Tribes, Other Backward Classes, Minorities, and PwDs to help them pursue various income-generating activities. The scheme encourages self-employment and entrepreneurship.

Benefit: Maximum Permissible Loan Amount For the SC category, the need-based loan is up to ₹3,00,000/-. For OBC, Minority and PwD categories, the need-based loan amount is up to ₹1,00,000/-.

The scheme was launched by the Department of Higher Education, Government of Haryana, on 1st July, 2008, with the aim of attracting SC students towards higher education. Under this scheme, SC students studying in Govt. Colleges will receive a stipend of ₹1,000 per month.

Benefit: Stipend Amount: Eligible SC students receive ₹1,000/- per month.1. Hostel Stipend: Additional ₹500/- per month for 12 months for students availing hostel facilities. Mode of Disbursement: The stipend is disbursed bi-monthly in September, November, January, and March. The amount for January to June is disbursed in March due to the financial year closure. Payments are transferred directly to students' Aadhaar-seeded bank accounts through the Public Financial Management System (PFMS). Frequency of Disbursement: Stipend: Four bimonthly instalments per year.1. Hostel Stipend: Two half-yearly instalments (July-December, January-June). Expected Time of Disbursement: Stipend: First week of the disbursement month (September, November, January, March).1. Hostel Stipend: November and January.

This scheme provides free houses to tribals who already possess free house site pattas. The construction of the houses is carried out by government authorities, ensuring shelter for tribal communities.

Benefit: Housing Infrastructure: Free house construction for eligible tribal people.

The scheme aims to provide Scheduled Caste farmers with free and adequate irrigation by constructing small irrigation projects such as water tanks and pipelines in Scheduled Caste-dominated areas, thereby helping them improve their farming.

Benefit: Under this scheme, farmers will be provided with free irrigation facilities. The following projects are constructed for collective irrigation in Scheduled Caste-dominated areas: - Hauz (Water Storage Tank) - Construction of Pipelines / Water Channels (Gool)

The scheme aims to provide financial assistance for viable income-generating activities of Scheduled Caste beneficiaries. Through this scheme, term loans of up to 95% of the project cost are provided for projects costing up to ₹50,00,000/-.

Benefit: Financial assistance of up to 95% of the project cost for income-generating activities, subject to a maximum project cost of ₹50,00,000/-. The beneficiary is required to contribute: - 2% of the project cost for projects up to ₹5,00,000/-; - 3% for projects above ₹5,00,000/- and up to ₹10,00,000/-; - 5% for projects above ₹10,00,000/-. Beneficiaries living below the poverty line may receive a subsidy of ₹10,000/- or 50% of the unit cost, whichever is less. Interest rates payable by beneficiaries are: - 6% per annum for loans up to ₹5,00,000/-; - 8% per annum for loans above ₹5,00,000/- and up to ₹10,00,000/-; - 9% per annum for loans above ₹10,00,000/- and up to ₹50,00,000/-. Mode of Disbursement: Through State Channelizing Agencies, Regional Rural Banks, Public Sector Banks, and other channelizing agencies associated with NSFDC.

The scheme aims to promote entrepreneurship, financial inclusion, and employment generation among Scheduled Castes. Through this scheme, credit enhancement guarantees are provided to banks and financial institutions financing eligible Scheduled Caste entrepreneurs.

Benefit: The scheme provides guarantee cover for Working Capital Loans, Term Loans, and Composite Term Loans extended to eligible Scheduled Caste entrepreneurs. Loan AmountGuarantee CoverGuarantee Obligation₹15,00,000/- to ₹1,00,00,000/-100% of the sanctioned facility100% of the amount in default, subject to maximum guarantee coverAbove ₹1,00,00,000/- to ₹2,00,00,000/-80% of the sanctioned facility80% of the amount in default, subject to maximum guarantee coverAbove ₹2,00,00,000/- to ₹5,00,00,000/-70% of the sanctioned facility70% of the amount in default, subject to the maximum guarantee coverAbove ₹5,00,00,000/-60% of the sanctioned facility60% of the amount in default, subject to the maximum guarantee cover> Additional Benefit Conditions: The maximum guarantee cover available under the scheme is ₹5,00,00,000/-. Startup Scheduled Caste entrepreneurs are eligible for guarantee coverage. Individual Scheduled Caste entrepreneurs are eligible for guarantee cover on loan amounts up to ₹1,00,00,000/-. Repeat credit enhancement may be extended after successful liquidation of the first facility and a satisfactory track record. Incubation facilities may be facilitated through existing departmental schemes for loans above ₹2,00,00,000/-. Mode of Disbursement: Benefits are provided in the form of Credit Enhancement Guarantees issued by IFCI to Member Lending Institutions (MLIs). Loans are extended by Member Lending Institutions to eligible Scheduled Caste entrepreneurs. Expected Time of Disbursement The guarantee is issued after submission of the sanction letter, proof of disbursement, and the guarantee fee by the Member Lending Institution within 30 days of the first loan disbursement. Validity Initially valid for 1 year. Renewable annually. The maximum tenure of guarantee cover is 7 years or the repayment period, whichever is earlier.

Under this scheme, the Corporation provides loans/benefits to individuals from Below Poverty Line (BPL) families, whose annual family income does not exceed ₹1,80,000/-, in both rural and urban areas for self-employment income generating activities such as dairy farming.

Benefit: Project Cost Ceiling: - Up to ₹1,50,000 /-. Subsidy: - Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-) Bank Loan: - Besides subsidy, the composite loan i.e. subsidy, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries.

The Dalit Bandhu Scheme is a welfare program launched by the state government of Telangana in India in Aug'2021. The scheme is aimed at providing financial assistance to families belonging to the Scheduled Caste (SC) community in the state to help them become economically self-reliant.

Benefit: The Dalit Bandhu Scheme in Telangana has several benefits for the Scheduled Caste (SC) families who are eligible for the scheme. Here are some of the benefits: Financial assistance: The scheme provides financial assistance of Rs. 10 lakhs to eligible SC families to start their own businesses or entrepreneurial ventures. This grant can be used to purchase equipment, raw materials, and other resources needed to start a business, which can help these families become self-reliant and improve their financial status. There is a one-time capital assistance of Rs.10 lakhs per SC family is provided for all SC families as a 100% grant/subsidy to establish suitable income-generating schemes as per their choice (without bank loan linkage). Employment opportunities: The scheme is expected to create employment opportunities for the beneficiaries as they start their own businesses. This can help to reduce unemployment and poverty among the SC community in Telangana. Promotes entrepreneurship: The scheme is aimed at promoting entrepreneurship among the SC community in Telangana, which can help to create a culture of innovation and self-reliance. By providing financial support and guidance, the scheme encourages SC families to take up entrepreneurship as a viable career option. Reduces economic disparities: The scheme is expected to reduce economic disparities between the SC community and other sections of society by promoting economic development among the marginalized sections of society. This can lead to more inclusive growth and development in the state. Empowers SC families: By providing financial assistance and support to start their own businesses, the scheme empowers SC families to take charge of their own economic development and become self-sufficient. This can help to reduce their dependence on government subsidies and loans and promote a sense of pride and dignity. Moreover, Dalit Bandhu Scheme in Telangana has several benefits for the SC community, including financial assistance, employment opportunities, and the promotion of entrepreneurship. The scheme has the potential to reduce economic disparities and promote inclusive growth in the state.

"Dilli Swarojgar Yojna" provides loans up to ₹5,00,000/- at 6% interest for income-generating activities. The scheme targets individuals from SC, ST, OBC, and Minority communities. The loans are disbursed for activities such as vegetable/fruit/flower shops, dairy products, tailoring shops, etc.

Benefit: Need-based loans up to ₹5,00,000/- at an interest rate of 6% per annum to support an [income-generating activity](https://dsfdc.delhi.gov.in/sites/default/files/dsy_scheme_details.pdf) mentioned in the scheme guidelines.

Under this scheme, loans are offered at a low interest rate, ranging from 1% to 5%, specifically for self-employment to scheduled caste (SC) individuals.

Benefit: Provide a loan for self-employment to a scheduled caste person at a low interest rate of just 1% to 5%.

The "Direct Loan Scheme" offers financial assistance to unemployed scheduled caste individuals from the leather artisan community to start small businesses.

Benefit: Financial assistance with a 50% subsidy and 50% loan. Total unit cost is ₹1,00,000/-. Loan repayment in 24 equal installments with a 4% interest rate.

Under this scheme, free books and stationery are provided to Scheduled Caste and Scheduled Tribe students who are pursuing undergraduate and postgraduate courses at government colleges. Eligible students receive books worth ₹1,500/- and stationery worth ₹500/- per year.

Benefit: Under the scheme, free books worth ₹1,500/- and stationery worth ₹500/- per year are provided to SC/ST students studying in government colleges in undergraduate and postgraduate courses.

Through this scheme, the homeless poor Scheduled Caste people, and other Economically backward class people, who meet the eligibility criteria, are provided housing sites to enable them to construct their own houses. Approximately 11,000 persons so far have benefitted from this scheme.

Benefit: Distribution of free house sites to Scheduled Caste/Other Economically Backward Classes.

Under the scheme, financial assistance of ₹1,20,000/- is provided to Scheduled Caste individuals who do not own a residential home, have an old rough residential home, or own a plot for residence, and who belong to the Below Poverty Line (BPL) category for the construction of a house.

Benefit: Under the scheme, individuals belonging to the scheduled caste category are provided with ₹1,20,000/- assistance for the construction of houses in both urban and rural areas. 1. The assistance will be paid in three instalments, first instalment is ₹40,000/- (with order of administrative sanction), the second instalment is ₹60,000/- (after reaching the lintel level), and the third instalment is ₹20,000/- (On completion of construction, including toilets).

This scheme is being implemented to encourage the merit amongst the students of Scheduled Castes, Backward Classes, Nomadic, DNTs, Semi-Nomadic, Vimukt Jaati and Tapriwas Jaati and to produce a feeling of competition amongst them and motivate them to earn more and more marks from the middle to post.

Benefit: For Students of Backward Classes, Scheduled Castes, Nomadic, DNTs, Semi-Nomadic, Vimukt Jati, and Tapriwas Jaati, scholarship ranging from Rs. 8000/- to 12000/- is awarded for Metric/10th,10+ and Graduation. For Students of Backward Classes Block ‘A’, scholarship of amount Rs 8000 is awarded for metric qualified students. For Students of Backward Classes Block ‘B’, scholarship of amount Rs 8000 is awarded for metric qualified students. For Meritorious students of other social classes to be given scholarship at par with Students of Backward Classes Block ‘B’, scholarship of amount Rs 8000 is awarded for metric qualified students.

The scheme “Dr. Ambedkar Medhavi Chhatravriti Yojna to Scheduled Caste Students” was started by the Dept. of Education, H.P. Under the scheme, scholarship is given to top 1250 meritorious students of SC category as such in the result of Matric Examination conducted by H.P. Board of School Education.

Benefit: Under this scholarship scheme, an amount of ₹18,000/- will be given to each eligible student per year for two successive years after matric.

The scheme “Dr. Ambedkar Medical Aid Scheme” has been revised and implemented by the Directorate of Welfare of Scheduled Caste & Backward Classes, Government of Haryana in 2009. Under this scheme, the state government provides medical treatment facilities to patients of the SC/ST communities.

Benefit: Under this scheme medical treatment facilities provide to the patients suffering from serious ailments of Scheduled Caste and Scheduled Tribe persons whose annual family income is less than ₹ 1,00,000/- p.a. A patient having serious ailments requiring surgery of the Kidney, Heart, Liver, Cancer, Knee, Spinal and Brain, or any other life-threatening diseases may be given treatment.

Objective of the Scheme to recognise and reward meritorious SC/ST/OBC/Minority students pursuing graduation in recognised institutions.

Benefit: A cash award of ₹25,000 will be provided to students who secure the top position among SC/ST/OBC/Minority students in each discipline of a professional or technical degree course.

The scheme aims to socially and economically empower Scheduled Caste / Scheduled Tribe women by supporting them in income-generating activities through electric autos. It provides a subsidy up to 75% of the cost (maximum ₹3,00,000/-) for electric autos to Scheduled Caste / Scheduled Tribe women.

Benefit: A subsidy of 75% of the total cost of the electric auto (e-Auto) or ₹3,00,000/- whichever is less will be paid. This subsidy is paid after utilizing Central Government incentives under the Pradhan Mantri E-DRIVE Scheme (FAME-3), which provides a maximum subsidy of ₹50,000/-. The total cost of the electric auto will be calculated excluding extra accessories. Disbursement In case the beneficiary has already purchased the vehicle: The applicant must submit the original invoice along with the application to the Department, and the subsidy amount will then be credited to the beneficiary’s account.- In case the beneficiary has not purchased the vehicle: The applicant must pay 25% of the total cost of the vehicle as an initial payment to the dealer. The applicant has to submit the invoice for payment along with the application, and the subsidy amount will then be credited to the dealer's account. Post-Selection Obligations The beneficiary should not cause or permit a male driver to drive the vehicle. The beneficiary must retain all relevant documents for 5 years from the date of subsidy disbursement. The applicant has no power to sale/lease or any other transfer of ownership of the vehicle for a period of 5 years. If the information furnished by the beneficiary is false or if the electric auto is found to have been sold within the 5-year period, the total subsidy is liable to be returned to the Government or recovered with interest from the beneficiary.

The main purpose of this scheme is to provide grant for the repair of house to all families living under below poverty line, whose house needs repair. An amount of Rs. 80,000/- is provided for this purpose. Only on-line applications on https://saralharyana.gov.in/ are accepted under this scheme.

Benefit: The exact sum given by the government will be determined after a professional contractor's inspection, the minimum financial assistance offered is Rs 50,000, and it ranges up to Rs 80,000.