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This scheme aims to facilitate pilgrimages to Varanasi and Amritsar for individuals belonging to the Scheduled Castes category. The scheme provides financial reimbursement for second-class train travel, enabling eligible beneficiaries to undertake these religious journeys with ease.

Benefit: Reimbursement of ₹1,000/- or the actual cost of a second-class train ticket (to and fro) per person, whichever is less, will be provided. Note: This facility will be given one time only. Expected Time of Disbursement: Reimbursement will be made after the journey on the submission of railway tickets. Mode of Disbursement: Payment will be made directly into the bank account of the beneficiary.

The scheme aims to promote entrepreneurship among Scheduled Caste individuals by providing concessional finance. Benefits include investment ranging from ₹10,00,000/- to ₹15,00,00,000/- as debt or equity for eligible Private Limited or Public Limited companies.

Benefit: Size of Financial Assistance Financial assistance available ranges from ₹10,00,000/- (minimum) to ₹15,00,00,000/- (maximum). Aggregate financial assistance must not exceed two times the current net worth of the Company. Funding Tenure The maximum tenure for financial assistance is up to 10 years, including the moratorium period in the case of debentures. In the case of equity, the decision for exit would be taken on a case-to-case basis, with a maximum tenure up to 10 years. Returns/Coupons/Interest Rate For debt/convertible instruments, the interest/coupon rate is 4% per annum. For Scheduled Caste women entrepreneurs and disabled entrepreneurs accessing debt/convertible instruments, the interest/coupon rate is 3.75% per annum. In equity investment, the return at the time of exit by way of buyback, strategic investment, or Initial Public Offering (IPO) shall be 8% per annum or as per the valuation, whichever is higher. Working Capital Gap Funding The fund offers working capital gap funding, where a maximum of 20% of the total financial assistance should be earmarked for this purpose for the next 10 years. The quantum of such assistance shall be approved by the Investment Committee as per the requirement of the project, on a case-to-case basis. Technology Business Incubator (TBI) Funding Innovative ideas selected by Technology Business Incubators (TBIs) may receive funding to cover the cost of operation and maintenance. This funding is subject to a ceiling of ₹10,00,000/- on an average per year for a period of three years, subject to satisfactory progress. Moratorium Period for Principal Redemption In the case of debentures, the moratorium period for the redemption of the principal is on a case-to-case basis, but not more than 36 months from the date of investment in the Company. Cost Bearing for Documentation The fees for the Valuer and the Lawyer for conducting valuation and title search of the property(ies) shall be borne by the Venture Capital Fund for Scheduled Castes (VCF-SC) for the first time. Disbursement For financial assistance up to ₹5,00,00,000/-, investment shall be funded maximum up to 75% of the project cost, and the balance 25% must be funded by the promoters or through Government subsidy under various schemes. For financial assistance above ₹5,00,00,000/-, investment shall be funded maximum up to 50% of the project cost. For financial assistance above ₹5,00,00,000/-, at least 25% of the project cost shall be funded by promoters or through Government subsidy under various schemes, and the balance 25% can be funded either by promoters, a bank, or any other Financial Institution. For companies with sanctioned assistance of above ₹5,00,00,000/-, the money released by the Trust/Fund Manager would be in proportion to the loan tranche/promoter’s contribution released by a Bank/department of Government of India, except in cases supported under the Innovative ideas category selected by Technology Business Incubators (TBIs). The investment disbursement shall be made in tranches. The disbursement shall be made post execution of the complete legal documents. Disbursement is subject to the completion of the sanctioned terms, pre-disbursement conditions, and the successful completion of Valuation and Title Search Report (TSR). Conditions _Interest/Coupon payment shall commence from the date of investment in the Company._ _Interest payments will be made quarterly by the company to Venture Capital Fund for Scheduled Castes (VCF-SC)._ _The shareholding of Scheduled Castes entrepreneurs (at least 51%) has to be maintained till the assistance under this fund is present in the company._ _If working capital assistance is extended to existing beneficiaries, the account must be standard._ _If working capital assistance is extended to existing beneficiaries, the beneficiary company should have applied to nationalized/private/cooperative Banks for working capital assistance._ _In cases where Government subsidy is available, the promoters will have to contribute at least 15% of the project cost._ _If any modification is requested by the Company/Promoters for change in the property after the first valuation/title search, the fees for the Valuer and Lawyer shall be borne by the Company/Promoters._

This scheme aims to provide welfare measures in the form of educational stipends, incentives for academic excellence, and financial support for higher education to the children of SC/ST labourers who demonstrate exceptional academic performance and pursue higher education after 10th grade.

Benefit: Educational Stipends ₹2,250 per student Incentive Award (in addition to ₹2,250/- Educational Stipend) For Boys: ₹1,000; For Girls: ₹1,500 Financial Assistance Traditional Courses (Arts, Science, Commerce, etc.) (a) Graduation: ₹3,750 per student (b) Post-Graduation: ₹7,500 per student Professional Courses (a) Medical Sciences: ₹7,500 per student (b) Agriculture and allied Sciences / Animal Husbandry / Engineering / Pharmacy / Nursing / Other Equivalent Professional Degree Courses: ₹7,500 per student