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142 scheme(s) in All

Small Business (GBCDC)

State · Gujarat

The scheme aims to provide financial assistance at a low interest rate to SEBC individuals for small business ventures.

Benefit: Financial assistance in the form of a loan up to ₹2,00,000/-. The loan can be utilised for starting small businesses such as grocery stores, dairy parlours, animal fodder sales centres, mobile and computer repairing shops, etc.

The scheme aims to support small businesses. Through this scheme, individual loans at an annual interest rate are provided to members of the SEBC Rabari and Bharwad communities for establishing businesses, such as grocery shops, dairy parlours, and animal food sales centres.

Benefit: The maximum loan limit is ₹2,00,000/- per individual. The interest rate is 6% per annum. The loan amount disbursed is 95% of the total project cost. The beneficiary Contribution is 5% of the total project cost.

The scheme aims to provide microcredit to the small entrepreneurs of the target group. It provides loans up to ₹1,25,000/- at 5% interest rate to eligible beneficiaries belonging to the Rabari and Bharwad castes.

Benefit: Loan Amount: Maximum loan limit of ₹1,25,000/-. Interest Rate: Subsidized interest rate of 5% per annum. Loan Coverage: 95% of the project cost is covered through a loan. Beneficiary Contribution: Only 5% contribution is required from the beneficiary. Target Group Support: Specifically designed for small entrepreneurs from the Rabari and Bharwad communities.

Under this scheme, to provide financial assistance of up to ₹20,000/- to socially and educationally backward class students preparing for state and central government job exams.

Benefit: Financial Assistance: ₹20,000/- or actual fee paid (whichever is lower) for coaching related to any one exam. Exams Include: State-Level: Gujarat Public Service Commission (GPSC), Gujarat Secondary Service Selection Board (GSSSB), (3) State Police Recruitment, Gujarat Panchayat Service Selection Board (GPSB), etc. Central-Level: Banking, Railways, Army Recruitment, Central Police Force (CRPF, BSF, CISF etc), Staff Selection Commission (SSC). Applicable for Exams: Class 1, 2, and 3 level government posts. Mode of Disbursement: Amount is credited via Direct Benefit Transfer (DBT) to the trainee's bank account.

This scheme offers a financial incentive of up to ₹10,000/- to meritorious Other Backward Classes (OBC) students who have achieved 80% or higher marks in the HSSLC examination. The objective is to motivate and encourage OBC students to pursue higher education.

Benefit: A financial incentive of upto ₹ 10,000/-.

The scheme aims to provide financial grants to meritorious ST (P)/OBC/MOBC students in Assam who secure high marks in Matriculation, 10+2, Graduation, or Post Graduation. Benefits include fixed monetary assistance ranging from ₹10,000/- to ₹25,000/- based on educational level.

Benefit: Financial Assistance ₹10,000/- for students passing Matriculation (Class X) with 80% or above. ₹15,000/- for students passing 10+2 with 75% or above. ₹20,000/- for Graduation students with 70% or above. ₹25,000/- for Post Graduation students with 65% or above. Disbursement Conditions Benefits are granted on a first-come, first-served basis, subject to fund availability. The Selection Committee may lower cut-off marks if insufficient applications are received. Financial assistance is transferred to the bank accounts of selected beneficiaries.

The scheme is implemented by the School Education Department, Govt. of Madhya Pradesh, aims to ensure the continuity of education for students from the Backward Classes. Under this scheme, scholarships are provided to Backward Classes students studying in Classes 6 to 10.

Benefit: Under this scheme, scholarships are provided to Backward Classes students at the following rates: - Class 6 to 8: ₹200/- per year (for boys) and ₹300/- per year (for girls) - Class 9 to 10: ₹300/- per year (for boys) and ₹400/- per year (for girls) Note: The scholarship will be transferred directly into the student's bank account.

The scheme “Stipends to Students of Socially and Educationally Backward Classes for Technical and Vocational Courses after SSC” by the Social Justice and Empowerment Dept., Gujarat, supports education for Socially and Educationally Backward Classes students by providing a monthly stipend of ₹400/-.

Benefit: Stipend: A monthly stipend of ₹400/- is given to Socially and Educationally Backward Classes students for one year of recognized professional and Government ITI courses.

The "Swaran Jayanti Ashray Yojana" was launched by the Department of Social Justice and Empowerment, Government of Himachal Pradesh aims to provide financial assistance for the construction of houses who are permanent residents of Himachal Pradesh belonging to Scheduled Castes, Scheduled Tribes, OBC

Benefit: Financial assistance of ₹1,50,000/- for construction of new house.

Swarnima

State · Maharashtra

The Swarnima Scheme provides loan assistance to female beneficiaries from Other Backward Classes (OBC) residing in Maharashtra to support self-employment activities, empowering them to establish a stable livelihood.

Benefit: Financial assistance of up to ₹5,00,000/- per Self-Help Group (SHG) project, with ₹25,000 allocated per beneficiary (up to 20 members per SHG). Funding shares include 95% from the Central Corporation and 5% from the State Corporation. No beneficiary contribution is required. Low interest rate of 5% per annum. Repayment period of up to 3 years to ease financial planning.

The scheme aims to promote economic self-reliance among professionally educated unemployed youth from Thakor & Koli communities, aged between 18 & 35 years, who hold degrees in fields such as Pharmacy, Software/Hardware, Automobile Engineering, Law, Chartered Accountancy, & others.

Benefit: Loan Amount: Up to ₹5,00,000/-. Interest Rate: 5% per annum. Contribution Split: 95% of the business/project cost is covered under the scheme as a loan. 5% contribution must be made by the beneficiary. Loan Repayment Terms: Repayable in 60 equal monthly installments (maximum 5 years). The repayment period depends on the nature of the business plan.

The aim of the scheme is to enable Scheduled Caste Widows/girls/destitute women for self-employment. A stipend of Rs.600/- P.M. and raw material costing Rs.300/- per month per trainee is given to a trainee for getting training from the nearest Kalyan Kendar run by this department.

Benefit: ₹600/- stipend per month. ₹300/- per month for raw materials. 1 sewing machine.

The Bihar Government's Animal and Fisheries Resources Department has introduced the "Talab Matsyiki Vishesh Sahayata Yojana (Anusuchit Jaati/Janajati/Ati Pichhada)" aims to support fish farmers by providing financial and technical assistance for pond construction, installation of necessary equipment

Benefit: Assistance Offers a 70% subsidy on the total cost, reducing the financial burden on beneficiaries. Subsidy Payment: Subsidy payments are made in two installments: 60% after pond construction and 40% after installation of related units and purchase of inputs.

The objective of the scheme is to improve the quality of training by attracting promising trainees belonging to Scheduled Caste, Scheduled Tribe & Other Backward Classes & popularize technical training among these categories, so as to make them able to earn their livelihood respectably & honorably.

Benefit: The scholarships shall be paid at the rate of ₹250/- per month per trainee subject to the condition that the corresponding decrease shall be affected in the rate of scholarship if the trainees receive a stipend from any other department of the Government or any organization.

The scheme is implemented by the Haryana Backward Classes & Economically Weaker Sections Kalyan Nigam. Under this scheme, loans of up to ₹15,00,000/- are provided at an annual interest rate of 6% to 8% to individuals from the Backward Classes to enhance their employability.

Benefit: Under the scheme, Nigam provides loans of up to ₹15,00,000/- at an annual interest rate of 6% to 8% to individuals from the Backward Classes to enhance their employability.

The “Tool Kit Grant for Traditional Handicrafts Experts” scheme is launched for the purpose for improving the productivity and competitiveness of the traditional OBC craftsmen ensuring quality goods for enhanced income and thereby qualitative improvement in their living conditions.

Benefit: The training costs, stipend (if found necessary), and tool kit grant together shall be limited to ₹25000/-. The training and stipend portion is limited to ₹5000/-. The maximum period of training will be three months. Note 01: The focus will be on machinery and equipment. Note 02: The tools developed by reputed institutions will be encouraged amongst the craftsmen. Note 03: The choice of tools and machinery will be based on the occupation. Note 04: The beneficiaries can freely select whichever agency to procure equipment. Note 05: The grant is for modernization of traditional occupation i.e. for procurement of modern tools and machinery. Note 06: The grant should not be used as working capital.

The Government of Maharashtra launched a scheme that provides light and heavy motor driving, and conductor training to the needy Vimukta Jati, Nomadic Tribes, and Other Backward Class (VJNT, OBC & SBC) candidates.

Benefit: 1) If the trainee is not living at headquarters during the training period, the institution should pay Rs.300/- for Driver and Rs.150/- for the Conductor trainee as a stipend.

Transport Loan Scheme

State · Delhi

"Transport Loan Scheme" aims to promote self-employment among target groups by providing term loans for Light Motor Vehicles. The scheme benefits Scheduled Castes, Other Backward Classes, Minorities, and Safai Karamcharis with financial assistance up to ₹5,00,000/-.

Benefit: The scheme provides term loans up to ₹5,00,000/- for the purchase of Light Motor Vehicles (LMVs). _The loan is recovered in 60 monthly installments over a period of five years, with six months as a moratorium period._ _Loans are disbursed subject to the completion of pre and post-sanction formalities._

The scheme aims to provide loans for the purchase of auto rickshaws and loading vehicles. Through this scheme, financial assistance for vehicle purchase is provided to the Rabari and Bharwad castes from the socially and educationally backwards classes.

Benefit: Loans are provided on an individual basis to purchase auto rickshaws and loading vehicles. Maximum Loan Limit: ₹2,00,000/- Interest Rate: 6% per annum Loan Amount: 95% of the vehicle cost Beneficiary Contribution: 5% of the vehicle cost

The scheme "Uniform Assistance for Other Backward Classes (Minority) Students Studying in Standard 1st to 8th" by the Social Justice and Empowerment Department, Gujarat, aims to promote educational inclusivity among minority OBC students by providing financial assistance of ₹900/- for uniforms.

Benefit: Financial Assistance: ₹900/- is provided to each eligible student for the purchase of three pairs of school uniforms.